Business Loans
7(a) Small Business Loan      
All applicants must be eligible to be considered for a 7(a) loan. The eligibility requirements are designed to be as broad as possible in order that this lending program can accommodate the most diverse variety of small business financing needs. All businesses that are considered for financing under SBA's 7(a) loan program must: meet SBA size standards, be for-profit, not already have the internal resources (business or personal) to provide the financing, and be able to demonstrate repayment. Certain variations of SBA's 7(a) loan program may also require additional eligibility criteria. Special purpose programs will identify those additional criteria.
 
Certified Development Company (504) Loan Program      
To be eligible, the business must be operated for profit and fall within the size standards set by the SBA. Under the 504 Program, the business qualifies as small if it does not have a tangible net worth in excess of $7 million and does not have an average net income in excess of $2.5 million after taxes for the preceding two years. Loans cannot be made to businesses engaged in speculation or investment in rental real estate.
 
Economic Injury Disaster Loans      
The amount of your economic injury does not automatically represent the dollar amount of your loan eligibility; the SBA will evaluate the information you provide and determine the reasonableness of your loan request.
 
Equity Investment (SBIC Program)      
SBICs invest in a broad range of industries. Some SBICs seek out small businesses with new products or services because of the strong growth potential of such firms. Some SBICs specialize in the field in which their management has special competency. Most SBICs, however, consider a wide variety of investment opportunities.
 
Microloan Program      
Each intermediary lender has its own lending and credit requirements. However, business owners contemplating application for a microloan should be aware that intermediaries will generally require some type of collateral, and the personal guarantee of the business owner.
 
Military Reservist Economic Injury Disaster Loan Program      
Credit Requirements: SBA's assistance is in the form of loans, as such SBA must have a reasonable assurance that such loans can and will be repaid.
 
Physical Disaster Loans      
Any business that is located in a declared disaster area and has incurred damage during the disaster may apply for a loan to help repair or replace damaged property to its pre-disaster condition. The SBA makes physical disaster loans of up to $1.5 million to qualified businesses.
 
Short Term Lending Program      
The business is certified as a DBE by your State or by the Small Business Administration (Section 8(a): Hub zone; Service Disabled Veteran Owned Businesses, Women Owned Businesses).
 
Reliable Source Of Finance - Secured Business Loan      
The main ingredient of business is sufficient funds. It is impossible to imagine a business without funds. Funds are just as soul to any business. Secured business loan is one of such loans in the financial market which provides financial assistance for business purpose.As the name itself implies, that the borrower is needed to place an asset as collateral against the loan amount. An amount which the borrower can borrow depends on the equity in the asset, placed as collateral. More equity in the collateral enables the borrower to procure large sum of money through secured business loans.
 
Get Over Your Business Expenses With Secured Business Loans      
Are you an entrepreneur? If yes, then you must be acknowledged with the need of funds in any kind of business. The business may be a fledgling or an existing one needs to be geared up; looks for fund. Then what next! The best option available is go for secured business loan. Secured business loan are taken against collateral. The collateral offered can be your home, car, property or any of your valuable assets. When collateral placed is higher in equity, larger is the loan amount and vice-versa.
 
« Start  Prev 1   2   3   Next  End»