Housing
Adjustable Rate Mortgage Insurance (HUD/FHA)      
In order to qualify for this benefit program, you must be a current or prospective homeowner.
 
Basic FHA Loan (Home Mortgage Insurance - HUD/FHA)      
In order to qualify for this benefit program, you must be a current or prospective homeowner who is refinancing an existing mortgage.
 
Condominium Unit Purchase Mortgage Insurance HUD/FHA      
Market Interest Rate, with an Upfront "Funding Fee" and no Pre-payment penalties. Maximum Loan Length 30 years. Maximum Loan Amount based on area loan limit. Monthly Payment Frequency.
 
Home and Property Disaster Loans      
Insurance Proceeds: If you have insurance coverage on your personal property/home, the amount you will receive from the insurance company will be deducted from the total damage to your property in order to determine the amount for which you are eligible to apply to the SBA.
 
Indian Home Loan Guarantee Program (Section 184)      
In order to qualify for this benefit program, you must be a Native American/American Indian in the process of buying a home that will be your primary residence. You or your family member(s) must also be enrolled in a federally recognized American Indian tribe or Alaskan Native village.
 
Manufactured Home Loan Insurance (HUD/FHA)      
In order to qualify for this benefit program, you must be buying a manufactured home that will serve as a primary residence.
 
Property Improvement Loan Insurance (HUD/FHA)      
Eligible borrowers include the owner of the property to be improved, the person leasing the property (provided that the lease will extend at least 6 months beyond the date when the loan must be repaid), or someone purchasing the property under a land installment contract.
 
Rehabilitation Mortgage Insurance (HUD/FHA)      
In order to qualify for this benefit program, you must be a current or prospective homeowner who is planning to repair or improve a residential structure that is more than one year old.
 
Rural Disaster Housing Assistance      
Direct loans may be used for construction, repair, or purchase of housing. Payment subsidy is available to eligible low and very low-income applicants. The term payment subsidy refers to either payment assistance or interest credit. A payment subsidy reduces the borrower's scheduled payment to an amount equal to what it would be if the note were amortized to as low as one percent. Payment subsidies are subject to recapture by the government when the borrower transfers title or ceases to occupy the property.
 
Rural Housing Loans      
Direct are repaid over 33 years or 38 years for applicants whose adjusted annual income does not exceed 60 percent of the area median income, if necessary to show repayment ability. Payment assistance is granted on direct loans to reduce the installment to an "effective interest rate" as low as one percent, depending on adjusted family income. Payment assistance is subject to recapture by the government when the customer no longer resides in the dwelling. There is no funding provided for deferred mortgage authority or loans for deferred mortgage assumptions.
 
« Start  Prev 1   2   Next  End»