Different states and different universities have different regulations there. It is unlikely that it will show up on your CR unless the person has contiunally late payments or defaults on the loan.
The higher education ammendment act made student loans non dischargable in Banruptcy Court. You would have to prove a major financial hardship to have it considered. It's next to impossible.
Under some circumstances, your lender may partially or completely forgive your loan if you agree to teach in an area which has special needs, there is a shortage of teachers opr students are considered at risk.
The interest rate is considerably low and many of the fees that other loans include, like the origination fee, are not included with this loan Apply for US Banks No Fee Loan.
I know that probably doesn't help you much - but also consider some private loan types (although be sure to read all the documents first - some are not good deals). Finally, there may be some scholarships or grants out there you may be eligible for - talk to your financial aid office.
First you should consider the relevant regulations of you school and state. Only if the overseas university is recogzined by the U.S. Department of Education and has a DOE number. Last, hope you will find one.
Student loans, financial assistance, grants, etc. Are not in the traditional sense retroactive. Although I am not certain I completely understand your situation.
Yes you can, most lenders allow you to apply a semester/4 months after the term has ended. Some allow up to a year. Check Iowa Student Loans, theirs is 120 days after final day of term, and I believe Sallie Mae allows up to a year...but check
The bankruptcy would only affect you if you had a defaulted student loan that was written off in the bankruptcy. Otherwise, bankruptcy doesn't prohibit you from applying and received federal student loans.
